An AI that manages your subscriptions and bills

The forgotten trial, the sneaky price hike, the bill due tomorrow — a personal AI that tracks what you pay for, flags renewals before they charge, and preps the cancellations for you to confirm.

Updated July 2026 · 7 min read

Memonion keeps your subscriptions and bills under control by remembering what you pay for and when. It builds a running list, flags the services you rarely use, and — because it's proactive — messages you before a renewal charges or a trial converts, with the cancel-or-keep choice framed clearly. It preps the cancellation steps and hands you anything that needs your login or payment. All from the chat you already use.

The money you lose by not noticing

Subscriptions are designed to be easy to start and easy to forget. The trial you meant to cancel converts to a paid plan. The streaming service you stopped watching keeps billing. The annual renewal comes back at a higher price and you never see the email. None of it is a big decision — it's a hundred small ones you were never prompted to make, quietly draining money you'd happily have kept.

The problem was never willpower; it's attention at the right moment. You can't remember a renewal date you saw once six months ago. That's exactly the kind of remember-and-remind-in-time job a proactive personal AI is built for.

How Memonion keeps it under control

You tell it what you're paying for — or flag charges as you notice them — and Memonion takes it from there:

  • Builds the running list. Every subscription and recurring bill you mention, in one place, with what it costs and when it renews.
  • Flags the dead weight. The services you said you'd stopped using, surfaced so you can decide whether they're still worth it.
  • Warns you before it charges. A nudge a few days ahead of a renewal, a price change, or a trial converting — while you can still act.
  • Preps the cancellation. The steps to cancel, ready to go, so the only thing left is your login and your confirmation.
  • Watches the bill calendar. Due dates tracked and surfaced in time, so a late fee never comes from simply forgetting.

A budgeting app shows you what you already spent. Memonion tells you what's about to charge — in time to stop it.

What it looks like in practice

The trial that almost converted

"Your free trial ends in two days and will start charging $14.99/mo — want the steps to cancel, or keep it?" You decide before the money moves.

The quiet price hike

"Your insurance renews next month at $220, up from $180 last year. Want me to line up a couple of alternatives to compare?"

The dead subscription

"You mentioned you stopped using the design tool in spring — it's still billing $30/mo. Cancel it?" Prepped and ready for your confirmation.

The bill you'd have missed

"The electricity bill is due Thursday. Here's the amount and the link — just confirm the payment." No late fee from forgetting.

You stay in control of the money

Managing subscriptions means touching your accounts and your money, so Memonion stops right before both. It does the tracking, the noticing, and the prep — the tedious parts — and then hands you the single step that should always be yours: the actual login, cancellation, or payment. You get every warning in time and keep full control of every irreversible click.

Frequently asked questions

Stop paying for things you forgot

Tell Memonion what you're subscribed to and let it warn you before every renewal — in Telegram, WhatsApp, or WeChat. Free to start; you confirm every cancellation.

Free to start · No app to learn · Works in English and Chinese